The mutual fund industry of India is continuously evolving, with several industry bodies actively investing in investor education. However, according to a report by Boston Analytics, less than 10% of households consider mutual funds as an investment avenue, often perceiving them as high-risk. In reality, mutual funds offer one of the most flexible, comprehensive, and hassle-free investment options, catering to diverse investor needs. With DS Consultants' expert guidance, you can navigate the mutual fund landscape confidently and make informed investment decisions.
✔ Long-Term Growth – Proven strategies for wealth creation with diversification and continuous monitoring.
✔ Reliable Risk Management – Expert support and high-precision asset management for value addition.
✔ Maximum Returns – Optimized investment strategies for better ROI.
✔ Experienced Fund Managers – Skilled professionals ensuring proficient fund management.
✔ Expert Analysis – In-depth market insights for informed investment decisions.
✔ Transparency & Knowledge – Clear visibility into fund holdings and management decisions.
✔ End-to-End Support – Comprehensive financial solutions tailored to investment goals.
✔ Utmost Flexibility – Seamless online and offline trading platforms.
✔ 24×7 Assistance – Continuous support with advanced technology and dedicated service teams.
An open-end fund is a mutual fund scheme that allows investors to subscribe and redeem units anytime throughout the year, much like a savings bank account where deposits and withdrawals can be made daily. This type of scheme is perpetual and has no fixed maturity date, offering continuous investment flexibility.
A closed-end fund is available for subscription only during the initial offer period and comes with a fixed tenure and maturity date, similar to a fixed-term deposit. Units can be redeemed only at maturity, with no premature withdrawals allowed. To provide liquidity, these funds are listed on a stock exchange after the new fund offer, enabling investors to trade them like stocks before maturity.
An equity fund is a mutual fund scheme that primarily invests in equity stocks, with SEBI regulations mandating a minimum 65% allocation to equities and related instruments. These funds enjoy tax advantages, including exemption from long-term capital gains tax if held for at least 12 months.
A debt fund is a mutual fund scheme that primarily invests in fixed-income securities like corporate and government bonds, corporate debt, and money market instruments, aiming for capital appreciation. Also known as Income Funds or Bond Funds, these funds provide stable returns with lower risk compared to equities.
A balanced fund is a hybrid mutual fund that invests in a mix of equities, bonds, and sometimes money market instruments, offering both growth and stability. These funds maintain a fixed equity-to-debt ratio, catering to moderate, aggressive, or conservative investment preferences. While equities drive growth, the debt component provides stability, helping mitigate market downturns.
