From application to approval — seamless NRI mortgage support!
NRI Mortgage Loan Services in Bangalore and Kerala
NRI Mortgage Loans offer a strategic financial solution for salaried individuals working abroad who wish to leverage the value of their property in India to meet diverse funding needs.
Whether it’s for constructing a new home, purchasing a second property, managing personal expenses, funding education, or handling medical emergencies – a mortgage loan provides the flexibility and support you require.
Key Features of NRI Mortgage Loans
At DS Consultants, we help you discover a range of Loan Against Residential Property options in Bangalore, tailored to meet diverse needs:
- Loan Eligibility: Determined based on the applicant’s income, Indian CIBIL score, Overseas Credit Report, property valuation, and successful legal and technical clearances.
- Flexible Usage: Utilize the loan for home construction, second property purchase, higher education, medical expenses, or personal financial needs.
- Property-Based Lending: Secure high-value loans against your residential property in India at competitive interest rates.
- Smooth Processing: Fast and transparent loan processing from application to disbursal, with minimal hassles.
Who Can Apply for an NRI Mortgage Loan?
- Salaried NRIs working abroad with valid employment and residence permits.
- Owners of clear-title residential properties in India.
- Applicants with a good Indian CIBIL score and/or a satisfactory Overseas Credit Report.
- Individuals whose property meets all legal, technical, and valuation standards.
Common Usage of Mortgage Loan Funds
- Construction of a new house on a separate plot.
- Purchase of a second home or investment property.
- Funding children’s higher education.
- Covering medical emergencies or healthcare needs.
- Meeting business expansion or personal financial goals.
