Mortgage Loan Balance Transfer

Balance Transfer and Top-Up Loans

At DS Consultants, we help you take control of your existing mortgage (Loan Against Property) by offering smart solutions like Balance Transfer and Top-Up Loans. Whether you want to lower your monthly EMIs, reduce the total interest burden, or need additional funds for personal or business needs, our team ensures a seamless and stress-free process.

Through our wide network of Banks and NBFCs, we help you compare offers, negotiate better terms, and unlock additional funding against your property — all with complete transparency and expert support.

Fast approval

What Is Mortgage Loan Balance Transfer?

A Loan Balance Transfer allows you to shift your existing mortgage loan from one lender to another who offers better interest rates, lower EMIs, or improved service terms.

Benefits

  • Lower interest rate and reduced total repayment burden
  • Better service and repayment flexibility
  • Option to consolidate other debts
  • Eligibility for a top-up loan along with the transfer

Top-Up Loan

What Is a Top-Up Loan on Mortgage?

A Top-Up Loan is an additional loan amount that you can borrow over and above your existing mortgage loan, based on your repayment history, current property value, and lender eligibility criteria.

  • Ideal For

    • Business expansion or working capital
    • Home renovation or interior works
    • Medical expenses, education fees, or personal needs
    • Debt consolidation at lower interest rates

Documentation Required

  • Existing loan sanction letter and EMI statement
  • Property documents and title deed
  • Income proof (ITR, salary slips, Balance Sheet or bank statements)
  • Valid ID and address proof
  • CIBIL report (we can fetch on your behalf)

Reduce Your Interest Burden & Unlock Funds with DS Consultants

Reach out today to explore balance transfer offers or apply for a top-up loan - and take control of your mortgage with expert guidance!