Smart advice for smarter working capital solutions.

Working Capital Loans - Manage Your Business Cash Flow Effectively

Fuel your business growth with expert working capital guidance.

Working Capital Loans

At DS Consultants, we understand that maintaining steady cash flow is critical for business growth and operational efficiency. Our Working Capital Loan Solutions are designed to help businesses meet their day-to-day financial needs without disruption.

Through our strong network of Nationalised Banks, Private Sector Banks, and NBFCs, we offer expert advisory and assistance for various working capital facilities — including Overdrafts (OD), Cash Credit (CC), and other structured working capital financing options.

Guiding your way to better business funding.

Our Working Capital Loan Services Include

  • Overdraft (OD) Facilities
    Flexible overdraft limits linked to your current account to manage day-to-day cash flow fluctuations.
  • Cash Credit (CC) Loans
    Access to revolving credit facilities based on your business’s working capital cycle and turnover.

Other Working Capital Products
Tailored solutions like Term Loans, Invoice Financing, and Trade Finance, depending on your business requirements

Our Advisory Approach

✅ Turnover and Cash Flow Analysis
We assess your business turnover trends and cash flow cycles to structure the right working capital limits.
✅ SME Credit Rating Evaluation
We guide you based on your SME Credit Rating, helping strengthen your business profile to secure better loan terms and competitive rates.
✅ Personal CIBIL and Business Credit Score Review
Both the promoter’s personal CIBIL score and the business financial profile are evaluated to maximize eligibility.
✅ Customized Loan Structuring
We design working capital loans suited to your operational needs, receivables cycle, and future growth plans.
✅ Wide Range of Lending Partners
Access tailored working capital solutions from leading banks, NBFCs, and financial institutions.
✅ Transparent and Professional Guidance
Clear communication about rates, collateral requirements, renewal terms, and approval timelines — with no hidden surprises.

Power Your Business Growth with DS Consultants

Apply Today and secure the right working capital loan tailored for your business success!